The American Express® Credit Card

Blue Credit Card

My life is about enjoying every moment.  My card is the ideal shopping companion.

Card Fees and Interest Rates

All fees are VAT- inclusive and are effective from 1 January 2016.
Monthly Service Fees

 

*Monthly fee from R24,00.
Supplementary Card R24,00.
Membership Rewards Annual Service Fees
Loyalty Linkage Fee (m)
Loyalty Enrollment Fee

R19,00.
R228,00.
Once-off initiation fee R165,00.
Garage card N/A
Self service banking: Subscription fee1 R16,00.
Purchases  
Credit Card Free.
Transactional SMS notification Free.
Deposits  
Cash (over the counter and at Nedbank ATM) R10,00 plus R1,32 per R100,00 or part thereof (minimum R17,00).
Cheque (over the counter and at Nedbank ATM) R15,00.
Cash withdrawals  
Over the counter at Nedbank branch R35,00 plus R1,32 per R100,00 or part thereof.
Nedbank ATM R4,00 plus R1,32 per R100,00 or part thereof.
Saswitch ATM R7,00 plus R4,00 plus R1,32 per R100,00 or part thereof.
Overseas2 R40,00 plus R1,32 per R100,00 or part thereof.
*The monthly service fee may vary depending on your risk profile ( maximum of R57 ) .
Transfers and payments  
Electronic payment (internet and SSD)1 R8,00.
Transfer (internet and SSD)1 R4,00.
Transfer (over the counter at Nedbank branch) R35,00.
Notifications  
NetBank internet payment – SMS R1,05.
NetBank internet payment – email R0,75.
NetBank internet payment – fax R5,50.
Balance enquiries  
Nedbank ATM Free.
Another bank’s ATM R5,00.
Branch R5,00 (first free per cycle).
NetBank (internet) Free.
Statement enquiries  
Nedbank ATM Free.
Nedbank SST Free.
Emailed/Posted statement Free.
Other fees  
Dishonoured payment R125,00.
Tracing Up to R377,00.
Incorrectly disputed transaction (local or international) R150,00.
Other charges  
Card replacement R130,00.
Face-to-face Card delivery R135,00.
Same-day Card delivery R375,00.
Special clearance of cheque deposit in branch R90,00.
Returned cheque R125,00.
Monthly user internet banking subscription fee4 R16,00.
Decline authorisation fee R7,00.
 
1 Includes banking at self-service terminals, internet banking (NetBank), SMS banking, telephone banking (self service and agent-assisted) and cellphone banking (WAP).
2 A currency conversion fee will apply to all foreign transations.
3 Internet banking fee charged if this is the sole Nedbank account.
ATM
automated teller machine
SSD self-service device
SST self-service terminal
 
New credit interest rates for the American Express Credit Card
Bands New credit interest rates
R0.01c - R4,999.99 0.25%
R5,000.00 - R14,999.99 0.50%
R15,000.00 - R49,999.99 0.50%
R50,000.00 + 0.75%
 
*Debit interest rate from 18.90% - 21%
*The debit interest rate may vary depending on your risk profile ( maximum of 21% ).
 

Eligibility

We welcome you to apply for the American Express Credit Card, providing the following criteria are met:

  • You are over 18 years of age;
  • You have a good credit rating;
  • You are a South African resident; and
  • You have an annual income of R36,000 or more.