Your spending limit is determined on what you can afford and you can shop almost everywhere, with your Card being accepted by over 60,000 Merchants locally and over 4 million Merchants and service providers in over 170 countries.
Spread your unusually large transactions over a period of 3-36 months by charging the purchase to your budget facility.
Your Card entitles you to emergency cash when overseas. Present your Card at any American Express Travel or Foreign Exchange Office and you can withdraw up to $1000 per billing cycle.
You may withdraw cash at any local Cashpoint ATM or Nedbank branch. To withdraw cash you need to encode your Card with a PIN at any Nedbank branch.
Dispute resolution is offered only by American Express Card. When a legitimate dispute arises the item being questioned is set aside and the Cardmember pays the balance of the account. Finance charges are not raised on items American Express agrees to place on dispute.
LOST CARD PROTECTION
In the event of you losing your Card or it being stolen, report it immediately by calling 0800 110 929. You will not be held liable for any transactions arising thereafter. This service costs R41 per annum (optional).
PAYMENT PROTECTION PLAN
Should you suffer from a critical illness, become temporary or permanently
disabled, die or be retrenched, your Payment Protection Plan insurance will
settle part or all of your outstanding debt on your Card up to R150 000.00.
We welcome you to apply for the American Express Credit Card, providing the following criteria are met: