The American Express® Credit Card

Blue Credit Card

My life is about enjoying every moment.  My card is the ideal shopping companion.

Payment Protection Plan

This is unique insurance policy that covers our Cardmembers for an outstanding Credit Card balance of up to R150 000 (including their budget facility) should the Cardmember pass away or be in left unable to earn an income.

For only R7.90 per R1 000 of outstanding balance cover, The American Express Payment Protection Plan provides cover against all of the following eventualities:

  • Death - natural and unnatural causes
  • Permanent total disability, which prevents you from following your normal, or similar occupation
  • Personal Catastrophe - this includes diagnosis of cancer, heart attack, stroke, kidney failure, or a major organ transplant, heart valve surgery, coronary artery by-pass surgery, paraplegia, blindness, major burns, HIV through blood transfusion etc.
  • Retrenchment - this cover only takes effect after the third consecutive month of cover and is payable for up to six months. (Terms and conditions apply. Full details of these will be provided in your policy document.)
The Payment Protection Plan is offered to American Express Gold Credit Cardmembers under the age of 65. Their acceptance guaranteed and no medical examination is required. The premiums will be conveniently debited to the Cardmember’s Gold Card. For further information on The Payment Protection Plan, please refer to Nedgroup Life on 0860 263 543.

Eligibility

We welcome you to apply for the American Express Credit Card, providing the following criteria are met:

  • You are over 18 years of age;
  • You have a good credit rating;
  • You are a South African resident; and
  • You have an annual income of R36,000 or more.