The American Express® Gold Credit Card

Gold Charge Card

My life is about financial flexibility.
My card is the perfect everyday companion.

Membership Rewards Benefits


If you have signed up for the renowned American Express Membership Rewards programme, you will earn one Membership Rewards point for every R5 you charge to your Card (excluding cash advances and bank charges). Points can be redeemed for a host of superb rewards ranging from Weber kettle braais to weekend getaways and airline frequent-flyer points. Click here to learn more about the Membership Rewards programme.

Eligible spend includes all your local and international purchases but  excludes cash withdrawals, purchases of casino chips and travellers cheques, purchase fees and finance charges. Terms and conditions apply. *Optional enrolment for Cardmembers. An additional annual service fee of R169 applies.


We welcome you to apply for the American Express Gold Credit Card, providing the following criteria are met:

  • You are over 18 years of age;
  • You have a good credit rating;
  • You are a South African resident; and
  • You have an annual income of R120,000 or more.