The American Express® Gold Credit Card

Gold Charge Card

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Travel Features

TRAVEL INSURANCE AUTOMATIC COVER

As an American Express Cardmember under the age of 75, you are entitled to automatic travel insurance for both local and international travel when you purchase your travel ticket(s) on your South African issued American Express Card. This insurance has been specifically designed for American Express Cardmembers to protect you wherever you travel.

You also have a choice of buying the optional topup insurance in addition to the automatic travel insurance.

To qualify for the automatic cover*, simply charge the full cost of your public conveyance ticket to your American Express Card. This cover is provided at no cost to you!

You will receive cover for emergency medical expenses as well as personal accident cover. The cover also includes various assistance service benefits.

 

Travel Insurance Policy (PDF 995KB / 71 pages)

 

 

OPTIONAL TOPUP COVER

As the automatic insurance may not cover every aspect of your insurance needs, American Express have arranged optional topup insurance* to complement your automatic cover.

Our optional topup insurance ensures you are comprehensively covered in the event you have to claim for things such as additional emergency medical expenses and personal accident cover, cancellation of your journey, travel delay or natural disaster plus much more! To obtain this valuable cover, simply call 0860 105 107.


DISCOUNTS FOR REGULAR TRAVELLERS - MANDATE INSURANCE

We recognise that many of our clients travel regularly. That’s why we have also introduced a new and exciting regular travellers mandate insurance option. With this option we shall, with your permission, automatically bill you for travel insurance every time you purchase a public conveyance ticket on your American Express Card. Plus ... the premium has been discounted for you. It’s a hassle-free way of ensuring comprehensive travel protection every time you travel.

An application form is attached to this brochure. Should you wish to activate this cover, simply select the mandate insurance option on the form or call us on 0860 105 107.

PREEXISTING COVER

Our standard travel policy excludes any claim arising directly or indirectly from any preexisting medical condition, which manifested or existed in the 12-month period prior to the date of coverage.

That’s why we’ve provided optional preexisting medical conditions cover, which waives this exclusion and automatically includes both the automatic and optional topup cover for up to 90 days.

This cover would include:

  • any preexisting medical condition;
  • any cardiac or cardiovascular or vascular or cerebrovascular condition if you are under the age of 70 years.

 

SENIORS COVER

As our standard insurance provides cover up to the age of 75 years, we’ve also provided unique travel insurance for our clients aged 75 years and over.

For more information on this cover, refer to the schedule of benefits in this brochure. Terms and conditions also apply.


*Clients under the age of 75 years qualify for automatic cover and optional topup insurance.

Eligibility

We welcome you to apply for the American Express Gold Credit Card, providing the following criteria are met:

  • You are over 18 years of age;
  • You have a good credit rating;
  • You are a South African resident; and
  • You have an annual income of R120,000 or more.