Business Travel Account Card Features

The following Card Terms and Conditions (T&C) clauses have been amended for the following products:

American Express Personal Credit Cards, clause 2, 6, 15 & 22
American Express Personal Charge Cards, clause 2, 6, 15 & 22
Nedbank SAA Voyager Credit Card, clause 2, 6, 16 & 23
Nedbank Greenbacks Credit Card, clause 2, 6, 15 & 22
Nedbank Small Business Cards, clause 2, 6, 15 & 22
American Express Business Cards, clause 2, 6, 13 & 20
American Express Corporate Cards, clause 2, 6, 13 & 20

Management Information

Savings Programme

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	Business Travel Account
	Travel Features
	Financial Features
	Card Pricing

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CARD Pricing

All fees Include VAT and are effective from 1 January 2010.
Annual Service Fees
1st Card ¹	R400
2 - 25 Cards ¹ (per Card)	n/a
26 - 99 Cards ¹ (per Card)	n/a
100+ Cards ¹ (per Card)	n/a
Linked PTC¹	n/a
Membership Rewards™	n/a
Ceded Membership Rewards™	n/a
Service Fees
Statement Request	Free
Balance enquiry	R2,20 (first free)
Nedbank ATM enquiry	n/a
Saswitch ATM enquiry	n/a
Card replacement	Free
Cash Withdrawal Fees
Cash withdrawal (Nedbank ATM)	n/a
Cash withdrawal (Saswitch ATM)	n/a
Cash withdrawal over the counter	n/a
Cash withdrawal overseas ²	n/a
Deposit Fees
Cash deposit (ATM and branch)	R1,20 per R100 (min R15)
Cheque deposit	R12,50
Penalty Fees
Returned payment (cheques and APO)	R125
Incorrectly disputed transaction (local and international)	R150
Tracing	Up to R377
Transfer and Payment Fees
Payment (internet and SST)	R7
Transfer (internet and SST)	R3,50
Transfer (branch)	R12
Other Fees
Monthly internet banking subscription (retail) ³	R15
Monthly internet banking subscription (business) ³	Free
Same-day Card replacement service (including delivery)	R350
Face-to-face delivery	Free

* All foreign exchange transactions attract a currency conversion fee.

PTC - Personal travel card
APO - Automatic payment order
SST - Self service terminal

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