The following Card Terms and Conditions (T&C) clauses have been amended for the following products:

American Express Personal Credit Cards, clause 2, 6, 15 & 22
American Express Personal Charge Cards, clause 2, 6, 15 & 22
Nedbank SAA Voyager Credit Card, clause 2, 6, 16 & 23
Nedbank Greenbacks Credit Card, clause 2, 6, 15 & 22
Nedbank Small Business Cards, clause 2, 6, 15 & 22
American Express Business Cards, clause 2, 6, 13 & 20
American Express Corporate Cards, clause 2, 6, 13 & 20
American Express
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Corporate Cards
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CARD FEATURES

All fees include VAT and are effective from 1 January 2010.

Annual Service Fees
1st Card ¹
 R295
2 - 25 Cards ¹ (per Card)
 R218
26 - 99 Cards ¹ (per Card)
R165
100+ Cards ¹ (per Card)
R165
Linked PTC¹ R150
Membership Rewards™ R169
Ceded Membership Rewards™ R280
Service Fees
Statement Request Free
Balance enquiry R2,20 (first free)
Nedbank ATM enquiry R1,20 (first free)
Saswitch ATM enquiry R4
Card replacement Free
Cash Withdrawal Fees
Cash withdrawal (Nedbank ATM) R3,50 + R1 per R100 or part thereof
Cash withdrawal (Saswitch ATM) R9 + R1 per R100 or part thereof
Cash withdrawal over the counter R20 + R1,20 per R100 or part thereof
Cash withdrawal overseas ² R23,25 + R1 per R100 or part thereof
Deposit Fees
Cash deposit (ATM and branch) R1,20 per R100 (min R15)
Cheque deposit R12,50
Penalty Fees
Returned payment (cheques and APO) R125
Incorrectly disputed transaction (local and international) R150
Tracing Up to R377
Transfer and Payment Fees
Payment (internet and SST) R7
Transfer (internet and SST) R3,50
Transfer (branch) R12
Other Fees
Monthly internet banking subscription (retail) ³ R15
Monthly internet banking subscription (business) ³ Free
Same-day Card replacement service (including delivery) R350
Face-to-face delivery Free
 

1. Annual Service Fees are charged per Card in arrears and an initiation fee will be applied on account opening at the same price.
2. All foreign exchange transactions attract a currency conversion fee

ATM - Automated teller machine
PTC - Personal travel card
APO - Automatic payment order
SST - Self service terminal

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