The following Card Terms and Conditions (T&C) clauses have been amended for the following products:

American Express Personal Credit Cards, clause 2, 6, 15 & 22
American Express Personal Charge Cards, clause 2, 6, 15 & 22
Nedbank SAA Voyager Credit Card, clause 2, 6, 16 & 23
Nedbank Greenbacks Credit Card, clause 2, 6, 15 & 22
Nedbank Small Business Cards, clause 2, 6, 15 & 22
American Express Business Cards, clause 2, 6, 13 & 20
American Express Corporate Cards, clause 2, 6, 13 & 20
How to Guide...
 

Process a Transaction

 

Manage your Account

 

Reduce Fraud

 

Reduce Chargebacks

 

Manage Enquiries

Merchants
TYPES OF ENQUIRIES
Reasons you may be requested to provide additional support for an enquiry
  • Legal Request
  • Fraud Analysis
  • Cardmember requires signed support
  • Cardmember does not recognise transaction
  • Cardmember does not agree with transaction amount
  • Documentation lost in transit
  • Documentation previously sent illegible
  • Cardmember needs for personal records

Support Documentation Required by Industry

Industry Reason for Enquiry Documentation Required

Car Rental

  All

Signed and itemised rental agreement

Acknowledgement of Responsibility, signed and dated by the Cardmember after damages were incurred

Mail Order/ Telephone/ Internet

  All

Itemisation, the shipping date and shipping address

If ordered by mail, signed support of delivery to the Cardmember's billing address

Dining

  All Signed support and itemisation

Lodging

  Advance deposit or payment Proof of confirmation
  Unauthorised charge Signed authorisation
  No knowledge Proof of reservation
  Overcharged Itemisation of the entire Charge and copy of the signed registration
  Duplicate billing Signed support and itemisation
  Billed for stay and no show Proof of reservation and copy of the folio for the stay
  Cancelled advance deposit or Payment reservation Proof of confirmation and a copy of the cancellation policy

Retail

  Merchandise received, requests return instructions Copy of the return policy if merchandise cannot be returned
  Duplicate billing Signed support and itemisation
  Overcharged Detailed itemisation
  Merchandise received damaged If return is not permitted, copy of the return/refund policy
  Order cancelled Copy of the cancellation policy along with proof of delivery
  No knowledge Signed support and itemisation

Services

  Not received Signed proof of delivery with delivery address
  Cancelled contract Copy of contract / agreement indicating the cancellation policy
  Recurring billing/discontinue billing Copy of the cancellation policy
  Membership cancelled Copy of the signed membership contract indicating the cancellation policy
  Membership expired Copy of the signed membership contract indicating the expiry date and the renewal policy
  Return instruction Provide return instructions
  Services not rendered Signed proof that services were rendered or a copy of the signed cancellation policy
  Not authorised Signed support and itemisation

Travel and transportation

  All  Signed support or signed itinerary 
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