The Platinum Card Financial Features

The following Card Terms and Conditions (T&C) clauses have been amended for the following products:

American Express Personal Credit Cards, clause 2, 6, 15 & 22
American Express Personal Charge Cards, clause 2, 6, 15 & 22
Nedbank SAA Voyager Credit Card, clause 2, 6, 16 & 23
Nedbank Greenbacks Credit Card, clause 2, 6, 15 & 22
Nedbank Small Business Cards, clause 2, 6, 15 & 22
American Express Business Cards, clause 2, 6, 13 & 20
American Express Corporate Cards, clause 2, 6, 13 & 20

Wine Route Sponsorship

BP Forecourts and garages

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	The Platinum Card
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Financial features

No pre-set spending limit

You set your own spending limit through your ongoing spend patterns and your ability to pay the full outstanding balance on your account each month. The Platinum Card can also be used to make large or 'out of the ordinary' purchases such as a new car or your dream home.

Free Business Supplementary Cards

Save valuable time reconciling business versus personal spend, by applying for a Business Supplementary Card at no additional cost. Separating your business spend on one Card and your personal spend on another Card, allows you to focus on what you do best - business and not paperwork.

Free Additional Supplementary Cards

Platinum Cardmembers can apply for up to five personal Supplementary Cards for a spouse, child or a friend and manage their spend more effectively. All eligible spend on these Cards will earn Membership Rewards™.

Year-end statements

At the end of each tax year, Platinum Cardmembers receive a year-end summary, which is a consolidated and categorised view of the annual expenditure across all linked Cards.

Budget facility

Platinum Cardmembers have access to a budget facility that allows you to spread the repayments on any larger-than-usual transactions over a period of 6 to 24 months.

Interest free period

Platinum Cardmembers receive up to 55 days interest-free credit on most purchases (excludes cash withdrawals, casino transactions and travellers cheques), provided the account is paid in full. If you default on a monthly payment, interest is charged from the day of purchase not from the date you default

Other financial benefits

There are a host of useful financial manage benefits that include:

Competitive credit interest rates.
Cash withdrawals at all national Saswitch ATMs and over 200 000 international ATMs and American Express dispensers in the Express Cash Network.
Online banking for balance and transaction enquiries available at a nominal monthly fee
Lost Card Benefit - you will not be liable for any transaction arising after your Card has been reported stolen or lost.

For more information call Platinum Card Services toll free on 0800 004 244 or +27 11 710 4735.

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