The Business Card Features

The following Card Terms and Conditions (T&C) clauses have been amended for the following products:

American Express Personal Credit Cards, clause 2, 6, 15 & 22
American Express Personal Charge Cards, clause 2, 6, 15 & 22
Nedbank SAA Voyager Credit Card, clause 2, 6, 16 & 23
Nedbank Greenbacks Credit Card, clause 2, 6, 15 & 22
Nedbank Small Business Cards, clause 2, 6, 15 & 22
American Express Business Cards, clause 2, 6, 13 & 20
American Express Corporate Cards, clause 2, 6, 13 & 20

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	Business Gold Card
	Financial Benefits
	Service Benefits
	Travel Benefits
	Membership Rewards
	Card Pricing

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CARD PRICING

All fees include VAT and are effective from 1 January 2010.

Annual Service Fees
1st Card ¹	R295
2 - 25 Cards ¹ (per Card)	R218
26 - 99 Cards ¹ (per Card)	R200
100+ Cards ¹ (per Card)	R200
Linked PTC¹	R150
Membership Rewards™	R169
Ceded Membership Rewards™	R280
Service Fees
Statement Request	Free
Balance enquiry	R2,20 (first free)
Nedbank ATM enquiry	R1,20 (first free)
Saswitch ATM enquiry	R4
Card replacement	Free
Cash Withdrawal Fees
Cash withdrawal (Nedbank ATM)	R3,50 + R1 per R100 or part thereof
Cash withdrawal (Saswitch ATM)	R9 + R1 per R100 or part thereof
Cash withdrawal over the counter	R20 + R1,20 per R100 or part thereof
Cash withdrawal overseas ²	R23,25 + R1 per R100 or part thereof
Deposit Fees
Cash deposit (ATM and branch)	R1,20 per R100 (min R15)
Cheque deposit	R12,50
Penalty Fees
Returned payment (cheques and APO)	R125
Incorrectly disputed transaction (local and international)	R150
Tracing	Up to R377
Transfer and Payment Fees
Payment (internet and SST)	R7
Transfer (internet and SST)	R3,50
Transfer (branch)	R12
Other Fees
Monthly internet banking subscription (retail) ³	R15
Monthly internet banking subscription (business) ³	Free
Same-day Card replacement service (including delivery)	R350
Face-to-face delivery	Free

* All foreign exchange transactions attract a currency conversion fee.

APO - Automatic payment order
SST - Self service terminal

A card that will work for your business - running your own business is difficult enough. Life is a lot easier with an experienced business partner.

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